January 2025 News from Soni's Corner - Reno | Tahoe | Overall & Hamilton Group

Happy 2025 Dear Friends, Clients, and Colleagues!

It's hard to believe we are almost a month into 2025 already, but I would be remiss not to take a formal moment to show a heartfelt THANK YOU for the busy, productive, and reflective year of 2024.

I feel so fortunate to have helped over 50 clients transact during their life shifts for one reason or another, and from each, more lessons learned and tools gained to continue mastering the craft of how to support others.

Thank you for allowing me to be part of your journey. Cheers to a wonderful holiday season and manifesting a bright year ahead!

Our Overall Hamilton Group also had a banner year of aiding more than 100 clients to make transitions, and here is a recap of how much WE THANK YOU:

In early January, I feel honored to have been able to join 50 other top producing female agents to a weekend full of growth and value at the Vision Board 2025 event hosted by Jennifer Schumacher in Scottsdale, Arizona. We took away an IMMENSE amount of AI tools, social media marketing guru tips, mental mindset and business organization tools all to elevate the end result of the service levels provided to our clientele. I left feeling absolutely mind blown, and can't wait to bring this new level of service to our valued clientele base to benefit their asset portfolios as an end result.

The Fastest Way to Improve Your Credit Score

Having and maintaining a high credit score can save you 10’s of thousands of $$ over your lifetime, so it’s worth understanding how to maximize your score. This is especially important when preparing to buy a home with a mortgage. Here are a few quick strategies that can make a significant impact.

Check Your Credit Report for Errors

Start by pulling your credit report from all three bureaus—Equifax, Experian, and TransUnion—at www.annualcreditreport.com. Look for errors like accounts that don’t belong to you, incorrect balances, or late payments that aren’t accurate. Dispute these inaccuracies immediately with the credit bureaus. Just go to their websites and follow the

dispute instructions.

Pay Down Credit Card Balances

Credit utilization—the percentage of your balance to the credit limit—is a major factor in your score. Aim to keep this ratio below 30%, or ideally under 10%. Important -You can also make a payment before your statement cutoff date to lower your balance and utilization % before the creditor reports your balance to the credit bureaus. Then make your normal payment when due. You can essentially make 2 payments in each month

Request a Credit Line Increase

If paying down balances isn’t feasible, consider asking your credit card issuer for a higher credit limit. If granted, this lowers your utilization ratio without additional spending.

Become an Authorized User

If a family member or trusted friend has a credit card with a long history of on-time payments and low utilization, ask if you can be added as an authorized user. Their positive account history can boost your score almost immediately.

Improving your credit score doesn’t have to be overwhelming. With these tips, you can see meaningful progress in as little as 30 days. As always, reach out if you want my help with a customized recommendation.

Bryan Wallpe

Mortgage Advisor - Team Lead

NMLS 290807

Office (775) 833-7111

Mobile (775) 690-9900

[email protected]

We have multiple OFF Market Opportunities right now ranging from price range $750,000 up to $5,500,000. Please reach out for more details.

Newly Offered & Under Contract within 8 Days:

306 Pah Rah Ridge Dr, Sparks

Asking $1,075,000

5 Beds, 4 Baths, 3,556 SqFt

306 Pah Rah Ridge Drive

Sparks

$1,075,000

5
Beds

4
Baths

3,493
Sq. Ft.

Luxury Spanish Springs Home with a Premium Lot and Mountain Views

This Harris Ranch home blends modern luxury with thoughtful upgrades on a premium lot with panoramic mountain views, RV parking pad and gate with two 40-volt plugs. The dramatic two-story foyer opens with a statement piece chandelier leading to an expansive great room, while the chef’s kitchen impresses with KitchenAid appliances, a farmhouse sink, quartzite countertops, additional pendant lighting, and luxury white oak vinyl flooring. The private primary suite features its own balcony, two walk-in closets, and a spa-inspired bathroom with a spacious 3-tile shower bathed in natural light, dual vanities, and premium finishes. Upstairs, enjoy a versatile second living space loft perfect for entertaining or relaxing. The exterior is equally remarkable, offering full landscaping with mature trees, added pavers, outdoor lighting, and an NBA 1/2-court hoop. The covered patio is perfect for al fresco gatherings, and children’s farm house modern play swing set. The finished garage includes epoxy floors, and smart home integrations. Additional highlights include high-end window treatments, upgraded railings, dual AC and a smart Bryant thermostat. Experience elevated living in every detail.

Request A Private Showing

Newly Offered on Market Yesterday:

1570 Vulgamore Place

Reno

$635,000

3
Beds

2
Baths

1,325
Sq. Ft.

Southwest Cozy Brick Walking Distance to Midtown

In the heart of Old Southwest Reno, this charming home is packed with upgrades. This property features a brand-new Trex deck, new fencing, and a spacious backyard. Inside, the remodeled kitchen has granite countertops with a waterfall edge, a subway tile backsplash, and stainless steel appliances. The bathrooms are updated with floor-to-ceiling shower tile and recessed lighting, while the primary bedroom includes a modern accent wall. Fresh interior paint and a roof replaced in 2016. With its prime location, walking distance to the Truckee River and Midtown restaurants, this is the perfect blend of convenience, style, and comfort in one of Reno’s most desirable neighborhoods!

Request A Private Showing

4095 Gray Fox Ct

Reno

$3,800,000

5
Beds

4
Baths

-
Sq. Ft.

ArrowCreek City Views with Massive Showcase Barn Garage

Over the top estate with unmatched views, a 2,400 sq ft showcase garage accommodating up to 25 vehicles (size varying) and a fully heated driveway with automatic snow detection. The entire driveway, stepping stones, and entry patio have commercial-grade pavers installed. The commercial-sized detached garage has a custom aviation-grade hidden door lift, remote blinds, 5-color marbling epoxy floors, cast iron drains, & insulated walls with dual heaters and ceiling fans. The space is RV-ready with 2-220 amp power plugs, a sewer drop, a gas line, and a dedicated plug-in, designed for large toys, boats, & more.
The elegant and elevated single-story Arrowcreek home sits atop a premier lot on Gray Fox Ct with unparalleled views of the city, mountains, and foothills. This functional floor plan has 5 bedrooms yet does not feel uncomfortably large or allow for unused space. The interior of the home has been freshly painted, features Moen fixtures, custom wood cabinetry, and an updated dining room chandelier, and is complemented by remote-controlled lighting and Hunter Douglas blinds. Wet bar, wine fridge, and Sonos surround sound system, 2 gas fireplaces, and an outdoor fireplace on the covered patio. Luxurious hot tub spa illuminates at night by the over 100 landscape ambiance automatic lights accompanying the property making the home look like it floats on the edge of the cul de sac in the dark.
Equipped with a powerful 23 kw whole home standby generator that activates automatically, 2 whole house humidifiers, and a sewage pump system. The attached garage has a 220 electric vehicle charger plug in. Smart technology extends throughout the property, including keyless entry, phone-controlled systems, high-end security system, and smart lights for effortless living.
Don't miss the opportunity to own a rare offering with this level of outdoor living accommodations at its finest, on a premier lot in the coveted gated community of Arrowcreek.

Request A Private Showing